Privacy Policy and Data Protection

Our Commitment to Privacy

At peravauradalio Financial Planning Services, we understand that your privacy is paramount when discussing financial matters. This Privacy Policy explains how we collect, use, protect, and manage your personal information in accordance with Australian privacy laws and international best practices.

We are committed to maintaining the confidentiality and security of your personal information and ensuring transparency in our data handling practices.

Information We Collect

We collect information necessary to provide our consultation services and improve your experience:

• • Contact information including name, email address, phone number, and mailing address
• • Financial information relevant to our consultation services, such as general asset ranges and planning goals
• • Communication preferences and interaction history with our services
• • Technical information about your use of our website, including IP address and browser type

How We Use Your Information

We use your personal information for legitimate business purposes including:

• • Providing financial planning consultation services and responding to your inquiries
• • Communicating with you about our services, appointments, and relevant financial planning topics
• • Improving our services and website functionality based on user feedback and behavior
• • Complying with legal and regulatory requirements applicable to financial service providers
• • Protecting against fraud and ensuring the security of our systems and client information

Legal Basis for Processing

We process your personal information based on several legal grounds:

We process your data on the basis of consent and legitimate interest.: Consent / Legitimate Interest

• • Your explicit consent for marketing communications and optional services
• • Legitimate business interests in providing consultation services and improving our offerings
• • Legal obligations under Australian financial services regulations and consumer protection laws

Information Sharing and Disclosure

We do not sell your personal information. We may share information only in these circumstances:

• • With trusted service providers who assist in delivering our services, under strict confidentiality agreements
• • When required by law, court order, or regulatory authority
• • To protect our rights, property, or safety, or that of our clients or others
• • With your explicit consent for specific purposes you authorize

Data Security and Protection

We implement comprehensive security measures to protect your personal information, including encryption, secure servers, and access controls limited to authorized personnel only.

Regular security assessments and updates ensure our protective measures remain effective against evolving threats and maintain compliance with industry standards.

Data Retention

We retain your personal information only as long as necessary for the purposes outlined in this policy, typically for the duration of our business relationship plus any required legal retention periods.

When information is no longer needed, it is securely deleted or anonymized in accordance with our data retention schedule and applicable regulations.

Your Privacy Rights

Under Australian privacy law and applicable international regulations, you have several rights regarding your personal information:

• • Right to access your personal information and understand how it's being used
• • Right to request correction of inaccurate or incomplete information
• • Right to request deletion of your personal information in certain circumstances
• • Right to restrict processing of your information under specific conditions
• • Right to receive your information in a portable format where technically feasible
• • Right to object to certain types of processing, including direct marketing
• • Right to withdraw consent for processing based on consent

Cookies and Website Technology

Our website uses cookies and similar technologies to enhance functionality and analyze usage patterns.

We use essential, functional, analytics, and marketing cookies as detailed in our Cookie Policy.

You can control cookie settings through your browser preferences or our cookie consent tool.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites and encourage you to review their privacy policies.

Children's Privacy

Our services are intended for adults aged 18 and over. We do not knowingly collect personal information from minors without appropriate parental consent.

Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices, services, or legal requirements. Material changes will be communicated through website notices or direct communication.

This Privacy Policy was last updated on October 9, 2025.

Privacy Contact Information

For privacy-related questions, concerns, or to exercise your rights, please contact us: